Whenever major global events make headlines, scammers are quick to take advantage. The details might change, but the goal is always the same: get your money or your personal information.

Here are a few scams people have been reporting lately, and how to avoid getting caught up in them.

1. “Fraud Alerts” About Charges from Overseas

Scammers may contact you unexpectedly by phone or text, claiming to be your bank or a company you trust. They might say they’ve detected suspicious international charges on your account.

To “help,” they transfer you to someone posing as a government official — often claiming to be from the FTC. That person then pressures you to share your bank account or personal information.

The truth: Government agencies will never ask for your financial information.

Learn more about imposter scams: https://ftc.gov/imposters

2. Romance Scams

If you’ve been chatting with someone online, be cautious if their story suddenly changes. Scammers may claim they’re in the military and recently deployed overseas.

Soon after, they’ll ask for money — often citing emergencies, medical needs, or inability to access their bank account.

Red flag: Requests for urgent financial help from someone you’ve never met in person are a major warning sign.

Learn more about romance scams: Romance Scams

3. Fake Charities Exploiting the Crisis

Scammers also create fake charities that appear legitimate and claim to help people affected by the conflict.

They may pressure you to donate quickly using:

  • Cash
  • Gift cards
  • Cryptocurrency
  • Wire transfers

Before donating, always research the organization.

Get tips on how to verify charities: https://ftc.gov/charity



What To Do If You’ve Been Targeted

If you think you’ve sent money or shared personal information with a scammer, act quickly.

Report it immediately: https://ReportFraud.ftc.gov

Stay Alert

Scammers thrive on urgency and emotion, especially during global crises. Taking  a moment to pause, verify, and question unexpected requests can protect you from becoming a victim. When in doubt, don’t engage, and always go directly to trusted sources for information.

Need a second opinion? We’re here.

If something doesn’t feel right or you just want another set of eyes on a situation, don’t hesitate to reach out. Our team is happy to help you sort through what’s real and what’s not.

Click here to connect with our team: Contact Us - Iowa Trust Savings